Phishing

You may have heard of a social engineering technique called “phishing” in which hackers attempt to trick you into revealing personal login information, which they then use to defraud you in some way. These phishing attacks usually take the form of an email which purports to be from a known and trusted organisation such as your bank or an online retailer.

I received one such email this morning and I wanted to share it with you to demonstrate just how realistic they can seem:

This email may look legitimate enough, but the embedded link actually takes you to a fake site which is intended to steal your login information and credit card details. In this case the rogue server is hosted at the NongMin Daily Newspaper Office in China, which presumably has been compromised.

Please follow this advise to stay safe:

  • Do not trust “From” addresses as these can easily be faked.
  • Never divulge personal or banking details in response to an email.
  • Do not click on links or attachments that you receive in unsolicited emails.

inspirononly

This post is mainly a placeholder to provide information about the eBay seller inspirononly who uses the email address pchelp@hotmail.co.uk.

I had the misfortune to encounter ‘Hector Smithers’ after I won an eBay auction on 29th October 2005. Despite the postage details specifying “Royal Mail 1st Class Standard” delivery at a cost of £10, I eventually received the item on 16th November – 16 days after payment.

I initially posted neutral feedback for this individual, but reluctantly had to withdraw it as I received negative feedback in return and I wanted to maintain my 100% feedback record.

Other recent negative feedback comments for inspirononly:

giannis11127“Never received the mobile, tryed numerus times to contact, no tracking number…”
stephen333fox“Poor correspondence. When items finally arrived they were in pieces. Bad show!”
morva666“BEWARE paid for item 5/11 recd 1/12,chargd £4.50 post sent it for 47p bad ebayr”
wrinkledone“Goods were sold in E Bay catogory Royal Doulton but were not – poor quality”

I commend these fine people for sticking to their guns and incurring the inevitable “NEGATIVE FEEDBACK FOR A NEGATIVE PERSON” reciprocal negative feedback.

What we know about ‘inspirononly’:

  • The contact telephone number given to eBay for this person is 01237 477794 and the address is ? Benson Drive, Northam, BIDEFORD, EX39 1UY – although both are unconfirmed and there are no ‘Smithers’ listed on the Electoral Register in that street.
  • He or she uses an AOL Internet connection.
  • This person is a compulsive liar.
  • Although emails come from Hector Smithers, the eBay account is registered in the name of Faye Smithers.
  • ‘Hector’ uses the account of Michael Kavanagh <up4it1970@hotmail.com> for PayPal transactions.

If you are reading this page as a result of a web search then my advise to you is not to bid on any item inspirononly is attempting to sell. If you have been stung yourself then please add a comment.

UPDATE: inspirononly is no longer registered with eBay. I suppose the low positive feedback score (91.5%) devalued the ID history and perhaps his past finally caught up with him. This is good news if it means that Hector Smithers will refrain from any further auctions, but alas I fear that he/she will just continue with a new ID 😡

PayPal exposed

I recently won an eBay auction and promptly paid using the preferred PayPal method, which according to eBay is “The fast, easy & safe way to pay“.

Conveniently (for them) eBay also own PayPal and so not only do they earn revenue from the auction listing fees and 5.25% of the final value, but also 3.4% of the payment transaction amount.

I was shocked to later receive an email from eBay informing me that the seller’s trading privileges had been suspended and the listing removed, but they would not share any further information due to “privacy concerns”. So I was left with £216 deducted from my credit card and no item to show for it.

Not to worry I thought, PayPal boast that their “Buyer Protection helps you to buy with confidence; purchases may be covered up to £500, at no additional cost.

The key word there is “may”. Only particular auctions that meet strict eligibility requirements are protected to this value. For standard transactions the most you can hope to claim back via PayPal’s dispute resolution process is £120 minus £15 for what they call an “eBay processing cost” – a paltry £105 in total, no matter how much you paid using their supposedly safe payment method.

Faced with the prospect of being £111 out of pocket, I contacted my credit card company to seek recompense for the full amount via what is called a ‘Chargeback’. I was surprised to discover that a Chargeback can be instigated many weeks or even months after a transaction takes place, so an unscrupulous buyer can attempt to reverse a transaction long after you assume it has completed. It seems to me that PayPal is riddled with loopholes and far from the perceived safe trading environment.

Fortunately my seller eventually came good and refunded the purchase in full, but I was lucky and I doubt that I will consider PayPal for high value purchases in future. BBC’s Watchdog programme has also covered this issue, there is more information and advise on their web site.

Finally, make sure that you pay close attention to the full description of what you are bidding on. One unfortunate buyer has just paid £470 for a photo of a Xbox 360! He failed to read the small print: “This auction is not for a Xbox 360 game system, but instead of picture of one.”

» eBayer pays £470 for photo of Xbox 360